Prevent Identity Theft: Get a Credit Report
In today’s economic and technologically advanced culture, there are two constants: (1) the amount of personal information available on the Internet is increasing, and therefore the greater the risk of identify theft; and (2) people are depending less on cash and more on credit as a way to obtain goods and services. When you combine these two factors, the risks to each individual increases dramatically. However, a concerned individual could always obtain a copy of their credit report to investigate any anamolies. Obtaining a copy of your credit report is one of the best ways to prevent and combat identity theft. Beginning last month, legally, Americans were entitled to one free credit report per year. I encourage everyone to exercise this new right and obtain their credit report.
The following article contains more information about this new law, as well as factoids about obtaining your credit report and identity theft: “Giving credit where it is due: Check out your rating“
